Inspired by Seneca’s first letter to his friend Lucilius, written almost two thousand years ago.
Seneca was one of the richest men in Rome.
Villas. Vineyards. A fortune most senators could only dream about. He tutored the young Nero and then served as one of the emperor’s closest advisors. Power, access, reputation. He had all of it.
Late in his life, he began writing letters to a younger friend named Lucilius. In the very first one, he told him this:
“Everything, Lucilius, belongs to others. Time alone is ours.”
Not long after, Nero ordered his death.
All that wealth could not buy him one more day.
Seneca knew exactly what he was talking about.
Look at What You Actually Own
Now look at your business.
That listing? Borrowed. The seller can expire on Tuesday.
Your top producer? Borrowed. Every agent on your roster is one recruiting lunch away from a transfer.
The split model. The market share. The rate environment. The award on the wall. All borrowed. All of it can be called back by circumstances you do not control.
There is one asset in your business that nobody lent you. Today. The hours sitting in front of you right now. You get them outright, every morning.
But Seneca adds a warning. Anyone who wants that time can walk right in and take it from you.
And here is the part that stings. It is the asset we guard the least.
We Fight Over Desk Fees and Give Away Afternoons
Watch how a broker owner handles money. We might argue over a $50 transaction fee. We might audit a vendor invoice line by line. We might spend a month negotiating a lease.
Then someone leans in the office door and says, “Got a minute?”
And we give them forty-five.
Seneca saw the same thing in Rome. People were tight-fisted with their property and careless with their time, the one thing where being stingy is actually a virtue. Nobody logs the loss. Time never shows up on the P&L.
Taken, Stolen, or Slipped Away
In that first letter, Seneca breaks down how our time disappears. Some is taken from us. Some is stolen. And some just slips away.
Here is what that looks like in a brokerage.
Taken. The agent crisis. The deal falling apart at 6pm on a Friday. The escrow officer who needs an answer now. Some of this is the job. Leadership costs time, and it should.
Stolen. The meeting with no agenda. The vendor demo you agreed to because saying no felt awkward. The email thread with eleven people on it and zero decisions.
Slipped away. Seneca called loss through carelessness the most shameful kind, because nobody did it to you. The five minutes between recruiting calls that turn into forty. The “let me just check the CRM first.” The call block that quietly becomes a planning session about the call block.
Taken time you can manage. Stolen time you can refuse. Slipped time is on you.
The One Debt You Cannot Repay
Seneca makes one more point, and every recruiter needs to hear it.
If someone lends you money, you can pay it back. If someone gives you their time, even the most grateful person alive cannot return it.
So when a $20M producer gives you an hour at a coffee shop, understand what just happened. They handed you the one thing they will never get back. Walking in unprepared is not casual. It is disrespectful. That is why the quiet hours of prepmatter so much.
Now flip it around.
If time is the only thing an agent truly owns, then the most valuable thing you can offer them is hours, not two more points. Transaction support that keeps them out of the paperwork. Systems that kill the busywork. A leader who removes friction instead of adding meetings.
Which is why one of the best questions in any recruiting conversation is also one of the simplest:
“If I gave you back six hours a week, what would you do with them?”
Watch their face when they answer. That is where the real move lives.
Hold the Rest Loosely
Here is the part that makes this freeing instead of grim.
If everything else is borrowed, you can stop gripping it so hard.
The listing that went to the other broker was never fully yours. The agent who left for a better cap was on loan the whole time. The market that shifted under your feet was never yours to begin with.
That does not mean you stop fighting for them. You fight hard. It means losing one does not get to set the temperature of your day. You feel it for an hour. You learn what you can. Then you go back to the only thing you actually control.
What you do with the next hour.
Try This
- Keep the account for one week. Seneca admitted he wasted time too. But he said he could tell you exactly what he lost, why, and how. Can you? Three columns: taken, stolen, slipped. Be honest.
- Treat a time request like a money request. Before you say yes to a “quick call,” ask what it is withdrawing from. If you would not write a check for it, do not write your afternoon.
- Close the open door. Set office hours for walk-in questions. Your agents will adjust faster than you think.
- Stop saving the hard call for later. Seneca told Lucilius to grab hold of today’s work so he would depend less on tomorrow. The recruiting conversation you are holding until “after the quarter” is a bet that you will have the time. You might not.
- Give one hour back. Cancel or cut in half one recurring meeting this week. Your agents will notice. So will your calendar.
Question
If you had to send an invoice for every hour you gave away last week, who would get the bill?
And the follow-up: which of your agents is waiting for someone to give them their hours back?
Resources
Read Seneca’s first letter to Lucilius, usually titled “On Saving Time.” It is two pages. You will find it in Letters from a Stoic. Then read On the Shortness of Life. You can finish it in an afternoon, which feels about right.
Winning the day is not about owning more. It is about owning the one thing that was yours all along.
Everything else is on loan. Today is yours.






